There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong.

• It's 10 p.m. and your family arrives at the airport for a connecting flight, only to find that your flight has been cancelled. How do you get your family home?

• Your traveling companion's bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and his emergency prescription filled. Who do you call?

• Your first visit to Hawaii, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?

• Your spouse is involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

• If your sister-in-law becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments?

• You arrive in Cauncun, but your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

• Your airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?

• You're walking down a street in Puerto Vallarta and twist your ankle. Who can help you find an English-speaking physician?

• Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?

• You are at the beach in Acapulco and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost  vacation?

Have a peace of mind by purchasing travel insurance provided by Insure America, part of the Travel Guard family, the largest travel insurer in the United States. Insure America provides its policyholders free 24-hour emergency travel assistance. Whether you need help finding medical care halfway around the world, making emergency arrangements to return home or obtaining an emergency cash advance, you can access our toll-free hotline from anywhere in the world, any time of day.

Read travel insurance articles by renowned travel insiders.

**This programs must be purchased at the time of booking**

If you purchased travel services from different vendors, such as your airfare directly from the airline and your hotel from us, then protect your full investment by purchasing:

Air only travel insurance - Vacation & Tour insurance - Cruise Insurance

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For specific questions regarding insurance, please call INSURE AMERICA®.
Representatives are available 24 hours a day, 7 days a week.
TOLL-FREE: 1-888-826-1300